Welcome to loanuSave, the home of true savings, and zero closing cost.
30-Year Fixed 2.875% APR
15-Year Fixed 2.25% APR
Should you refinance? The calculator below has the answers. Plugin one of the above rates, add the difference between your current payment and the new payment in the “Extra Payment Monthly.” You can determine how many years earlier; you would have the loan paid off if refinanced, but continued making the same payments.